At Lightbox Lending, we bring a bright light (and simplicity) to the black box of business financing. If you're an established business looking for funds, we're a great fit for you.
Get started with our simple to use application and have your documents ready to upload and we'll have your funds in no time! We support SBA Loans, Receivables Financing, MCAs, Lines of Credit, Equipment Financing, Term Loans and more.
Fast and Flexible Access to Business Funds
5K+
Businesses Funded
We've proudly supported over 5,000 businesses, helping them secure the necessary funds to expand and reach new heights
$300M+
Funds Disbursed
We’ve successfully disbursed over $300 million, empowering countless businesses to grow, innovate, and achieve their financial goals
4 Days
Average to Funding
Our efficient process helps businesses secure the funding they need in an average of just 4 days, allowing them to focus on their next steps.
Our Products
Explore a range of financing solutions designed to meet the unique needs of your business. From flexible loans to fast cash advances, we have the right product to help your business thrive.
SBA Loans
Receivables Financing
Merchant Cash Advances
Equipment Financing
Term Loans
Invoice Factoring
Lines of Credit
Personal Loans
How It Works
Securing the right funding for your business is simple. Just follow our four-step process to get the flexible financing you need, fast.
Quick Application for Capital
Select a loan amount
How It Works
Securing the right funding for your business is simple. Just follow our four-step process to get the flexible financing you need, fast.
Apply Online
Complete a quick and easy online application with your business details and desired loan amount.
Review and Approval
Our team reviews your application and provides a decision, often within minutes.
Choose Your Terms
Select the loan terms that best fit your business needs, with flexible repayment options.
Receive Your Funds
Once approved, the funds are transferred directly to your account, so you can start using them right away
Your Partner in Fast and Flexible Funding
We provide quick and easy funding solutions to help businesses grow. Our focus is on making the funding process straightforward and transparent.
Fast Approval
Get a loan decision within 24 hours to keep your business moving.
Flexible Terms
Choose repayment options that suit your cash flow.
No Hidden Fees
Transparent terms with no hidden costs or surprises.
Dedicated Support
Receive personalized support throughout the entire process.
What Our Clients Are Saying
Hear from the businesses we've helped grow with our fast and flexible funding solutions. Our clients success stories speak to the quality of our service and support.
Simple and Fast Process
"The process was incredibly simple and fast. We got the funding we needed within 24 hours, and it made a huge difference for our business!"
Mark R.
Tech Startup Founder
No Hidden Fees
"What I appreciated the most was the transparency—there were no hidden fees or surprises, just clear terms that worked for us."
David L.
E-commerce Entrepreneur
Reliable and Trustworthy
"We've used LightBox for several financing needs, and every time they've been reliable, trustworthy, and easy to work with."
Michelle B
Logistics Company Owner
Straightforward Pricing
"I loved how simple and upfront the pricing was. No complicated jargon or hidden costs, just clear explanations that made it easy to understand what I was paying for."
Jenny
Bookshop Owner
Flexible and Transparent
“The flexible repayment terms and transparent process made a huge difference for us. We were able to focus on growing our business without any financial stress.”
Elena S.
Retail Business Owner
Great Customer Support
"The team was amazing. They walked us through every step and answered all our questions. We felt supported throughout the entire process."
Linda M.
Small Business Owner
Quick Approval and No Hassles
"I was amazed at how quickly we were approved. The whole experience was smooth and hassle-free, which is rare in financing!"
Peter T.
Restaurant Owner
Simple and Fast Process
"The process was incredibly simple and fast. We got the funding we needed within 24 hours, and it made a huge difference for our business!"
Mark R.
Tech Startup Founder
No Hidden Fees
"What I appreciated the most was the transparency—there were no hidden fees or surprises, just clear terms that worked for us."
David L.
E-commerce Entrepreneur
Reliable and Trustworthy
"We've used LightBox for several financing needs, and every time they've been reliable, trustworthy, and easy to work with."
Michelle B
Logistics Company Owner
No Hidden Fees
"What I appreciated the most was the transparency—there were no hidden fees or surprises, just clear terms that worked for us."
David L.
E-commerce Entrepreneur
Great Customer Support
"The team was amazing. They walked us through every step and answered all our questions. We felt supported throughout the entire process."
Linda M.
Small Business Owner
Quick Approval and No Hassles
"I was amazed at how quickly we were approved. The whole experience was smooth and hassle-free, which is rare in financing!"
Peter T.
Restaurant Owner
Flexible and Transparent
“The flexible repayment terms and transparent process made a huge difference for us. We were able to focus on growing our business without any financial stress.”
Elena S.
Retail Business Owner
Frequently Asked Questions
Explore our frequently asked questions to learn more about how our loans work, what you need to apply, and how we support your business every step of the way.
How do I know which product is right for me?
Apply now & schedule a call with one of our experienced loan experts who will be able to talk through your business needs & goals and help you make that determination.
How many lending options are available through LightBox?
We have 85+ active lenders in our marketplace across many different products!
Is there a minimum or maximum loan amount?
This depends on which product you end up with; we have no lending minimum in our marketplace and options up to $10,000,000.
What are the repayment terms?
This depends on which product you go for - we have options as little as 3 months up to 10 years.
Is there a funding option for me if my credit score is poor?
Absolutely! We have funding options available that do not check or pull credit.
What types of loans can LightBox offer?
Bank term loans, SBA loans, lines of credit, receivables financing, equipment financing, invoice factoring, consumer financing, credit restoration and so much more!
What can I use the funds for?
The options are endless! Typical uses of funds for our business owners are: working capital, equipment, business expansion, payroll, marketing, hiring, etc.
Does LightBox Lending charge fees?
Never! The only fees you will see are from the lending partner directly.
How long will funding take?
This depends on the product you fund with; we do have options that can be funded in less than 24 hours!
How do interest rates work?
Interest rates represent the amount borrowers pay lenders to borrow money, usually expressed as a percentage of the loan's principal per year. Interest rates also vary by product - be sure to ask your loan expert for more information.
Do I need to provide collateral?
The majority of our lenders do not require any collateral for funding!
Can you fund start-up businesses?
We do have funding options for start-ups through the SBA!
How can I be sure my private business information is safe?
We ensure our lenders only receive data necessary to make a decision to offer credit. Our lenders have access to ‘Applicant Data’, as defined in the business funding application all business owners consent to prior to applying for credit. LightBox Lending is SOC 2 Type 2 compliant and has extensive security measures in place to ensure the protection of your personal and business information.
Don't let financial limitations hold you back—get the support you need to grow and succeed
Apply Now